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Title
Text copied to clipboard!Small Business Lender
Description
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We are looking for a Small Business Lender to join our dynamic financial services team. This role is essential in supporting the growth and success of small businesses by providing tailored lending solutions and financial guidance. The ideal candidate will have a strong background in commercial lending, excellent interpersonal skills, and a passion for helping entrepreneurs achieve their goals.
As a Small Business Lender, you will be responsible for evaluating loan applications, assessing creditworthiness, and structuring loan packages that meet both the client's needs and the institution's risk management standards. You will work closely with small business owners to understand their financial situations, business models, and growth plans. Your ability to build strong relationships and provide exceptional customer service will be key to your success.
In this role, you will also collaborate with internal departments such as underwriting, credit, and compliance to ensure that all loans are processed efficiently and in accordance with regulatory requirements. You will stay informed about market trends, economic conditions, and industry developments to provide informed advice and maintain a competitive edge.
The successful candidate will be detail-oriented, analytical, and proactive in identifying opportunities to support small business clients. You should be comfortable working in a fast-paced environment and managing multiple priorities. A strong understanding of financial statements, cash flow analysis, and risk assessment is essential.
This is an excellent opportunity for a motivated professional to make a meaningful impact in the small business community while advancing their career in financial services. If you are passionate about finance and enjoy working with entrepreneurs, we encourage you to apply.
Responsibilities
Text copied to clipboard!- Evaluate and process small business loan applications
- Assess creditworthiness and financial viability of applicants
- Structure loan packages that align with client needs and risk policies
- Build and maintain relationships with small business clients
- Collaborate with underwriting and compliance teams
- Monitor loan performance and manage portfolio risk
- Stay updated on market trends and economic conditions
- Provide financial advice and support to clients
- Ensure compliance with all regulatory requirements
- Promote lending products and services to potential clients
Requirements
Text copied to clipboard!- Bachelor’s degree in Finance, Business, or related field
- 3+ years of experience in commercial or small business lending
- Strong knowledge of financial analysis and credit assessment
- Excellent communication and interpersonal skills
- Ability to manage multiple tasks and meet deadlines
- Proficiency in loan processing software and Microsoft Office
- Understanding of regulatory and compliance standards
- Customer-focused with a problem-solving mindset
- Detail-oriented and highly organized
- Ability to work independently and as part of a team
Potential interview questions
Text copied to clipboard!- Do you have experience in small business or commercial lending?
- How do you assess the creditworthiness of a small business?
- Can you describe a time you helped a client secure financing?
- What financial metrics do you prioritize when evaluating a loan application?
- How do you stay informed about changes in lending regulations?
- Describe your approach to managing a loan portfolio.
- What strategies do you use to build client relationships?
- How do you handle loan applications that do not meet standard criteria?
- What role does customer service play in your lending process?
- Are you comfortable working with financial software and tools?
